Down Payment or Renovation Assistance Programs
Find out the latest government, state, city and county down payment, first time home buyer and renovation assistance programs in your area and how to qualify.
Home Buying Readiness
Understand what loan officers and underwriters look for when reviewing your loan application.
Getting A Mortgage Loan
Learn about everything that goes into a mortgage loan from pre-purchase counseling all the way through to closing.
Shopping For A New Home
How to shop wisely for your new home and avoid costly mistakes homeowners often make.
Understanding the “four C’s” of credit, credit bureaus and scores and how to fix the most common credit problems consumers face when applying for a home loan.
Creating Practical Budgets
Learn how to create and utilize a spending plan. This course includes money saving suggestions and techniques to help you develop realistic financial goals that will help you sustain your mortgage.
Understand Your Insurance Needs
Homeowner’s insurance can vary from person to person and change depending on the loan product and other variables. Our counselors will help you understand what type of insurance you need, how much you can expect to pay and why it’s necessary.
Beware of Predatory Lending and Know Your Rights
Our counselors will introduce you to fair housing laws and make sure you know a red flag when you see one.