About Us

USAHomeClub was formed by Credit Card Management Services, Inc. d.b.a. Debthelper.com, an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to its mission to educate, advise and empower youth to seniors to handle debt, credit and housing and to revitalize communities with affordable living opportunities.

Debthelper partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their communities.

Since forming in 1996, Debthelper has helped guide hundreds of thousands of people out of financial difficulty. With offices in South Florida, Nevada, North Carolina and Massachusetts, Debthelper serves clients in every state in the union.

USAHomeClub’s Housing Counseling Services Include:

  • Housing Literacy and Counselling Workshops
  • “Getting Mortgage Ready”
  • Down Payment Assistance Programs
  • Default/Foreclosure Prevention Counseling

Contact Form

Please contact us to let us know more about how we can help you.

I am Interested in:

Thanks to DebtHelper.com I was able to qualify for a local down payment assistance program that allowed me to obtain a mortgage and reduce my monthly rental costs by 35%. I started out by attending DebtHelper’s housing workshop and then worked one-on-one with Alex, one of their housing counselors. Alex walked me through the entire process and helped me with all the paperwork. I was able to get into my new home and was only required to bring 1% to closing. I can’t thank you enough for this life changing experience!

- Lillian H.

Let Us Put Our Experience to Work for You